Private Hospital Cover
This level of insurance lets you have a quality cover for a discounted rate...Recommended for those who are prepared to pay some of their accommodation charges in return for a lower contribution rate.
In conjunction with a co-payment by the member (see below), Private Hospital Covers;
- 100% cover for private hospital accomodation*
- 100% cover for theatre fees
- 100% for No-Gap Prosthesis List Items
- Choice of your own doctor or specialist
- Choice of hospital
Plus...
- Access Gap Cover to help reduce or eliminate out-of-pocket inpatient medical service costs
- Access to the Federal Government Rebate
- Exemption from Lifetime Health Cover penalties if joining before age 31
- Exemption from the Medicare Levy Surcharge
Co-Payment for Hospital Accomodation by the member:
As at 1 April 2009
Shared room $40/day
Private room $70/day
Theatre fees $80
Download the Product Guide
Private hospital rates of accommodation are limited to a maximum of 100 days per calendar year. Basic Hospital accommodation rates apply thereafter.
We encourage our members to contact us prior to hospitalisation to obtain more accurate information about what benefits are payable with this level of cover and what, if any, waiting periods apply.
*Please note that these benefits apply to private hospitals if they are contracted with the fund through the Australian Health Service Alliance. This does involve most licensed private hospitals and day facilities. To view the hospitals contracted with the fund, go to our Hospital Search.
Use our Doctor Search to view which Doctors commonly participate in the Access Gap Cover scheme.