Deluxe Hospital Cover
Our highest level of hospital cover with;
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100% cover for private hospital accomodation*
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100% cover for theatre fees
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100% for No-Gap Prosthesis List Items
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Choice of your own doctor or specialist
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Choice of hospital
Plus...
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Access Gap Cover to help reduce or eliminate out-of-pocket inpatient medical service costs.
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Access to the Federal Government Rebate
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Exemption from Lifetime Health Cover penalties if joining before age 31
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Exemption from the Medicare Levy Surcharge
At this level of cover you will receive one of the highest covers available in hospital insurance, at a very competitive price.
Download the Product Guide
Deluxe Hospital rates of accommodation are limited to a maximum of 100 days per calendar year. Basic Hospital accommodation rates apply thereafter.
We encourage our members to contact us prior to hospitalisation to obtain more accurate information about what benefits are available with this level of cover and what, if any, waiting periods apply.
* These benefits apply to private hospitals when they are contracted with the fund through the Australian Health Service Alliance (AHSA). This involves most licensed private hospitals and day facilities. To view the hospitals contracted with the fund, go to our Hospital Search.
Use our Doctor Search to view which Doctors commonly participate in the Access Gap Cover scheme.